Termite Letter in Mobile, AL (Real Estate Closing)

A “termite letter” in Mobile and Baldwin County is the
common name for the Alabama Wood Infestation Report, documented on the
NPMA-33 form, required by VA, FHA, HUD, and most conventional lenders
to close a real estate transaction. The inspection and letter must be
issued by an ADAI WDC (Wood Destroying Organisms Certified Operator).
Call to reach a WDC-certified inspector covering Mobile or Baldwin for
a closing-cycle termite letter.

(251) 555-0100

What the termite letter is

“Termite letter” is the closing-attorney and Realtor shorthand for
the inspector-signed NPMA-33 Wood Infestation Report. In Alabama it is
also commonly called a WDO report, a WIR, a CL-100, or simply a
“clear letter.” The buyer’s lender almost always requires it; the
seller often delivers it as part of standard pre-closing documentation.

Who issues it

Only an ADAI WDC-certified (or branch-level
WDS) operator can legally issue an Alabama Wood
Infestation Report. A general HPC operator without the WDC category
cannot issue the letter. The licensed operator the call routes to will
confirm WDC credentialing on the call.

Timing windows that matter

• Most lenders require the letter within 30 days of
  closing; some require less.
• For VA loans, the inspection date and language requirements are
  stricter; the inspector will confirm.
• In a hot Mobile-Eastern-Shore market, WDC inspector schedules
  fill 5–10 business days out; call early.
• Re-inspections (for failed reports) generally take 1–3
  weeks after treatment.

What the letter says

• Section I: General Information — inspector,
  property, scope.
• Section II: Inspection findings — visible
  evidence of infestation by subterranean termites, drywood termites,
  carpenter ants, carpenter bees, wood-boring beetles, wood-decaying
  fungi.
• Section III: Conditions conducive — moisture,
  wood-to-soil contact, debris, plumbing leaks, etc.
• Section IV: Treatment history — prior
  treatment, bond status.
• Section V & signature — inspector and
  company.

If the letter is not clear

Common Mobile / Baldwin findings: active subterranean termite
evidence, mud tubes on piers, drywood termite frass, carpenter bee
damage in cedar trim, wood-decaying fungus in crawl space. A non-clear
report typically triggers either a buyer-credit negotiation, a
seller-funded treatment-plus-bond agreement, or a re-inspection after
treatment. The WDC inspector can usually scope and quote the treatment
on site.

Real-estate cycle pricing

Stand-alone Mobile / Baldwin termite letters typically run roughly
$100–$199. Treatment plus termite bond brings the package
meaningfully higher (often $1,000–$2,500+ depending on home size
and method). See Mobile
termite treatment cost.

For VA / FHA / HUD loans

VA and FHA loans require the Wood Destroying Insect Report on the
NPMA-33 form, executed by a state-licensed (in Alabama, WDC-certified)
inspector. Some lenders accept a state-equivalent report; the
dispatched inspector will document accordingly.

ADAI category

Termite letter / WDO report issuance requires WDC
certification under the Alabama Pest Control Industry Act. See
ADAI licensing reference.

Service areas covered

• Mobile, AL
• Saraland
• Tillman's Corner
• Theodore
• Daphne
• Fairhope
• Spanish Fort
• Foley
• Gulf Shores
• Orange Beach

Related

• WDO inspection (overview)
• Termite control
• Formosan termite
• Termite treatment cost
• ADAI licensing
• Contact

Frequently asked questions

Related Mobile + Baldwin County coverage

Smaller Mobile + Baldwin County communities also covered

(251) 555-0100